| basic needs | What a person needs to live - food, housing, clothes to keep warm. |
| bills | What needs to be paid each month. |
| brainstorm | To think about ideas. |
| budget | A plan to help someone pay bills, save money, and have a little leftover to spend. |
| cheaper | Less expensive. |
| conversation | Talking between people. |
| create | To make something. |
| credit | Borrowing money to buy things. |
| debt | Owing money to someone. |
| discuss | To talk about. |
| education | Going to school. |
| entertainment | Fun things to do. |
| expensive | Costs a lot of money. |
| finances | The amount of money one has. |
| future | In the years to come. |
| goals | Things a person plans to do. |
| optional spending | Spending that is not a need, but a want. |
| pay stub | Attached to a paycheck, it explains how much money you earned. |
| required costs | Things that must be paid each month like bills, child care, etc. |
| retirement | Money saved to help a person live when they are old enough to stop working. |
| survive | To live. |
| trim | To cut back; to get rid of something. |
| wants | Things a person does not need but would like to have. |
| wise | Smart. |
